[Wichita-SCCA] Jeeps Cause Pain

[bbetting]

All,
    As some of you know Charlene found us in a similar spot.  A person
turned in front of her stating he never saw her (a big white caddy with it's
lights on in daylight) so his insurance company took full resposibilty.
They came back with an offer we were not happy with and we also contacted
Greg for his advice.  We did talk them into a slightly higher offer and got
them to extend the use of the rental car, but the bottom line was we lost
the car.  If the car is worth the effort and you like it well enough to
rebuild it on your tab then you can buy it back from the insurance company
at salvage rate.  Ours was getting long in the tooth and probably would have
been traded in a year or two so we took our loss and moved on.     
            Bruce (lost in Kansas) Bettinger

-----Original Message-----
From: wichita-scca-bounces at wichitascca.org
[mailto:wichita-scca-bounces at wichitascca.org] On Behalf Of Eric Linnhoff
Sent: Sunday, March 18, 2007 9:24 AM
To: 'Wichita Region SCCA.'
Subject: Re: [Wichita-SCCA] Jeeps Cause Pain

Glad to hear that you're alright and hopefully the car can be repaired and
saved.

That brings me to a question which perhaps Greg can answer since he's
familiar with this field.

If the other guy's insurance company decides to total it, can you fight
their "judgment" in any way?  What I'm saying is, I'm sure most of us "car
guys & gals" really love our cars and we pour more than the usual amount of
TLC into them.  Things like crazy amounts of preventative maintenance such
as proactively replacing all of the brake calipers, rotors, lines, etc.
Drain and refill the manual tranny with fresh synthetic fluid, replace the
1st & 2nd gear synchros and shift forks, etc.  Things that the average
buy-it-and-sell-it-off-in-4-years owner isn't very likely to do.  And we'd
rally rather not have the other guy's unfeeling insurance company just
crunch the numbers and total the car out because "according to the book"
your car is only worth XXXX dollars,.when we darn well know it's in better
shape than KBB or NADA can account for.

So Greg, can a victim fight the big bad insurance company and get his baby
restored to pre-crash condition?  In a perfect world, that is the fair and
correct thing to do.  Or is it such a big legal battle hassle that it's just
not worth it and instead you decide to firebomb their office late one night?

Eric 

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