[Wichita-SCCA] Possible Credit Card Scam

[Lonnie Heston]

Guy, I bet you save someone a few bucks and/or a hassle.  This is
appreciated!

On 4/11/07, Guy Roberts <groberts at kiphs.com> wrote:
>
>  Be careful, this is a new scam going on.  Please read.
>
> This one is pretty slick since they provide YOU with all the information,
> except the one piece they want.
>
> Note, the callers do not ask for your card number; they already have it.
>
> This information is worth reading. By understanding how the VISA &
> MasterCard Telephone Credit Card Scam works, you'll be better prepared to
> protect yourself.
>
> One of our employees was called on Wednesday from "VISA", and I was called
>
> on Thursday from "Master Card".
>
> The scam works like this: Person calling says, "This is (name), and I'm
> calling from the Security and Fraud Department at VISA. My Badge number is
>
> 12460. Your card has been flagged for an unusual purchase pattern, and I'm
>
> calling to verify. This would be on your VISA card which was issued by
> (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99
> from a Marketing company based in Arizona?"
>
> When you say "No", the caller continues with, "Then we will be issuing a
> credit to your account. This is a company we have been
> watching and the charges range from $297 to $497, just under the $500
> purchase pattern that flags most cards. Before your next statement, the
> credit will be sent to (gives you your address), is that correct?"
>
> You say "yes". The caller continues - "I will be starting a Fraud
> investigation. If you have any questions, you should call the 1- 800
> number listed on the back of your card (1-800-VISA) and ask for Security.
>
> You will need to refer to this Control Number. The caller then gives you a
>
> 6 digit number. "Do you need me to read it again?"
>
> Here's the IMPORTANT part on how the scam works. The caller then says, "I
> need to verify you are in possession of your card". He'll ask you to "turn
>
> your card over and look for some numbers". ; There are 7 numbers; the
> first 4 are part of your card number, the next 3
> are the security numbers' that ve rify y ou are the possessor of the card.
>
> These are the numbers you sometimes use to make Internet purchases to
> prove
> you have the card. The caller will ask you to read the 3 numbers to him.
> After you tell the caller the 3 numbers, he'll say, "That is correct, I
> just needed to verify that the card has not been lost or stolen, and that
> you still have your card. Do you have any other questions?"
>
> After you say no, the caller then thanks you and states, "Don't hesitate
> to
> call back if you do", and hangs up.
>
> You actually say very little, and they never ask for or tell you the Card
> number. But after we were called on Wednesday, we called back
> within 20 minutes to ask a question. Are we glad we did! The REAL VISA
> Security Department told us it was a scam and in the last 15 minutes a new
>
> purchase of $497.99 was charged to our card.
>
> Long story - short - we made a real fraud report and closed the VISA
> account. VISA is reissuin g us a new number. What the scammers want is the
>
> 3-digit PIN number on the back of the card. Don't give it to them.
> Instead,
> tell them you'll call VISA or Master card directly for
> verification of their conversation. The real VISA told us that they will
> never ask for anything on the card as they already know the information
> since they issued the card! If you give the scammers your 3 Digit PIN
> Number, you think you're receiving a credit. However, by the time you get
> your statement you'll see charges for purchases you didn't make, and by
> then it's almost too late and/or more difficult to actually file a fraud
> report.
>
> What makes this more remarkable is that on Thursday, I got a call from a
> "Jason Richardson of Master Card" with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are taking several of
> these reports daily! Th ey als o urged us to tell everybody we know that
> this scam is happening.
>
> Please pass this on to all your family and friends. By informing each
> other, we protect each other
>
> --
> Guy Roberts
> groberts at kiphs.com
>
> There are three kinds of people on the world -- those that can count,  and those that can't.
>
> --
> Guy Roberts
> groberts at kiphs.com
>
> There are three kinds of people on the world -- those that can count,  and those that can't.
>
>
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>
>


-- 
Wichita Region SCCA
wichitascca.org
There is nothing wrong with old age if your
family still lets you play with your toys.
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